Muhammad Uqla Fadhilla and Elan Nurhadi Purwanto1 2023. The Effect of Digital Literacy and Perceptions of Personal Data Security on the Decision to Use E-Wallet as a Payment System in MSMEs in The Jakarta Area. Journal of Management and Energy Business. 2, 2 (May 2023). DOI:https://doi.org/10.54595/jmeb.v2i2.29.